Protection For You And Your Loved Ones

Low cost burial insurance is currently available to make sure your family members do not have to worry about paying out of pocket for your burial costs.

Secure your legacy with final expense insurance

Final expense life insurance is different from most kinds of life insurance, which people usually buy to replace their income and cover their family’s long-term financial needs in case they die.

Is final expense insurance right for me?

Wondering if a final expense policy is worth it? If you don’t already have money set aside to help your family pay for funeral, medical, or other expenses after your death, final expense insurance can be an affordable alternative to saving the thousands of dollars needed to cover these costs.

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Why People Choose Us

No medical exam

Certain types of life insurance require a medical exam, but not a burial insurance policy. Unless you have a serious pre-existing medical condition, you’ll likely be able to get coverage.

Payment flexibility

You get to choose if you want to pay your premium monthly or annually.

Quick approvals

The application process is quick and easy, and coverage can be issued in days, sometimes even on the day you apply. Once you’ve been approved, your coverage starts immediately.

Pro Tip!

Be aware that pre-need burial insurance or funeral insurance coverage provided by a funeral home may not include inflation protection and will not provide money for other end-of-life expenses.

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Final expense insurance, also referred to as burial insurance, covers end-of-life expenses including funeral arrangements and any remaining medical or legal expenses that will need to be settled by your beneficiary. This coverage can ensure that your loved ones aren’t left with a financial burden, as the average funeral can cost $10,000 or more.

The cost of a policy depends on your age, location, and health. There are monthly or annual premium payment options available for certain burial insurance policies. Premiums stay the same, and the death benefit is paid as long as you make the payments. 

Generally, yes. Smokers statistically have shorter life spans than non-smokers, making them riskier to insure. Although final expense insurance isn’t as stringent in its health requirements as other types of insurance, you will be asked if you’re a smoker when you request a quote.

In general, as long as you pay your premiums. Some policies cap the age at 100 or more, but you’ll need to ask your licensed insurance agent or read your policy documents to find out if it’s true for your policy.

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